CreateWorth is an accelerated financial immersion program for successful women who are ready to optimize their net worth and get specific about how they invest. You don't need to come in with knowledge, just curiosity and a readiness to take action.
If you are living paycheck-to-paycheck, are struggling with significant high-interest debt, or are simply at the very beginning of your journey getting comfortable with your money, we recommend starting with DailyWorth's MoneyClarity class.
2. How long is a CreateWorth membership?
Your basic membership lasts for five months. We've believe that's more than enough time to create your financial plan and support you as you make substantive changes to your finances and investments.
In fact, we've designed the course to be completed in 3 months, but we recognize that life isn't always predictable. We also recognize that, even under perfect circumstances, there is a very human gap between knowing what to do and actually doing it, so we've built in some cushion. We hope it's the perfect blend of snappy implementation, accountability, and support.
3. How much time should I expect to commit to the program?
We recommend that you dedicate 1-2 hours a week to focus on a single area of CreateWorth growth. How you do this is completely up to you. A combination of exploring the topics that matter most to you and making a commitment to meeting course goals will generate the best results. Here is an example first month:
Week 3 -- Attend a Live Q&A Workshop, or watch a recording
Week 4 -- Connect with fellow CreateWorth members to share knowledge and ask questions.
4. Where does the program take place?
Everything is online - no travel is required.
5. How is CreateWorth different from other financial education and advice?
All the financial information you could ever want or need is available to you right now, for free, online and in libraries.
Banks, brokerages, and financial advisors advertise their services in every magazine, mailer, and website you visit. Women are learning more, earning more, and achieving more than ever before.
So why do we have just 44 cents of wealth for every dollar a man does?
Why are we 80% more likely to live in poverty when we retire?
We don't think women need different financial advice, but we do think they want advice delivered differently.
The unique power of the CreateWorth program comes from the way we combine professional financial planning, jargon-free education, and the opportunity to learn from the real-life investment experiences of smart, action-oriented women like you. We work to grow your knowledge, confidence, and sense of agency so that you can optimize your own financial life (including hiring professionals if you want to!) and build your net worth.
6. What will I learn?
* You'll learn about your personal finances.
Our financial plan will clearly present a consolidated view of your current financial circumstances along with our best prediction for your future. We'll identify your greatest risks and opportunities, and give you action steps to attack your juiciest targets.
* You'll learn financial fundamentals.
Our self-directed online master class modules will help you refresh, fill in, or understand for the first time some of the basic building blocks of your financial life.
* You'll learn from experience.
Our live Q&A workshops give you a chance to take a deep dive into one aspect of how other women are growing their net worth in the real world. Theory is great; practice is better.
7. What's not covered in the program?
We won't cover active security trading in great depth. Basically, we believe that money mastery is a skill, not a sport. If options, futures, technical analysis and momentum are your thing, we aren't the right resource. Consider a career at a brokerage, though!
8. How much does it cost? Is there a guarantee or refund policy?
During our initial beta launch, CreateWorth is available for just $1,800.
A full "no questions asked" refund is available within 14 days of enrollment. After that, refunds will be pro-rated based on the degree of services provided. If you have not met with a financial planner and have not yet accessed the eMoney financial planning platform, a 75% refund will be granted. If the financial planning process has started, defined as you have met with a financial planner and have accessed the eMoney financial planning platform, a 25% refund will be granted. Once the financial plan has been delivered to you, no refunds will be granted.
CreateWorth is a service offering of DailyWorth.com, Inc.
and its advisory affiliate, Worth Financial Management, LLC (“WorthFM”), a
registered investment advisor with the U.S. Securities and Exchange Commission
(“SEC”). Membership in CreateWorth includes engagement of WorthFM as a
financial advisor for financial planning and related services. Worth
Financial Management LLC (WorthFM). By using WorthFM’s products, including
the CreateWorth program, you accept our Client Financial Planning Agreement and