The Client Financial Planning Agreement applies as between you, the User of this Website and Worth Financial Holdings, LLC (WorthFM) the owner of DailyWorth.com, Inc. and Worth Financial Management, LLC. who provide the CreateWorth services. You have 14-days from date of CreateWorth enrollment to sign the Client Financial Planning Agreement. If the agreement is not signed by that time then your access to CreateWorth will be revoked and you will be refunded in full.
All services offered by CreateWorth are for educational purposes only and do not contitute investment or financial advice, except where otherwise noted:
CreateWorth Website (this website): all content and experiences on this website, including classes: lessons, quizzes, videos, Q&A sessions, community and chat are offered for educational services only and are not personalized to your unique financial circumstances by licensed financial planners. This is NOT an advisory service and DOES NOT contitute financial advice.
eMoney Platform: WorthFM provides financial planning services to CreateWorth clients and licenses the eMoney Advisor platform as a tool for clients to indicate their specific financial circumstances and goals and is the platform by which WorthFM's financial advisors will assist clients. This is an advisory service and contitutes financial advice.
Financial Planning: You will work with a licensed financial planner from WorthFM to review your financial circumstances and create a financial plan. This is offered under the WorthFM, a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). This is an advisory service and contitutes financial advice.
CreateWorth services are only available to US Citizens over the age of 18.
Worth Financial Management LLC dba WorthFM (“WorthFM” or the “Advisor”) is an internet-based registered investment advisor (“RIA”) registered with the U.S. Securities and Exchange Commission (“SEC”) pursuant to the Investment Advisers Act of 1940, as amended (the “Advisers Act”).
WorthFM operates this website (http://www.WorthFM.com and herein the “website”) to provide investment management and related services to individual investors based in the United States. At present, WorthFM does not accept accounts from investors outside the United States. WorthFM provides investment management services through its proprietary investment process as described in the WorthFM Form ADV2A (“Disclosure Brochure”).
The U.S. Securities and Exchange Commission defines the rules that WorthFM must follow. We are subject to inspection by the SEC.
Certain pages of this website are intended to provide general information about WorthFM. Information regarding investment products and services are provided solely for a User to read about our investment philosophy and our strategies so she may determine whether to become an investment advisory client of WorthFM. WorthFM does not render generalized investment advice to any User. Any information accessible to non-client Users is provided for educational purposes only and is not intended to be investment advice. Investment advice is rendered by WorthFM through this website only after a “User” of this website enters into an investment advisory agreement with WorthFM and provides all necessary information regarding investment goals, timeline for achieving those goals, financial situation, and tolerance for investment risk.
We only offer investment advice via our website to clients who have created accounts with us. Everything else is informational to help you get started with WorthFM.
WorthFM offers its investment advisory services to Users in the United States that enter into an investment advisory agreement to be a Client of WorthFM. WorthFM will file and maintain all applicable registrations and licenses as required by the various states in which WorthFM conducts business, as applicable. WorthFM provides its services to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
In addition to SEC regulations, we must also follow applicable state regulations.
Market data, articles and other content on this web site are based on generally available information and are believed to be reliable. WorthFM does not guarantee the accuracy of the information contained in this website.
We want to make sure you understand the fine print.
PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. ALL INVESTMENTS INVOLVE RISK AND MAY LOSE MONEY. WorthFM provides no assurance that an investment portfolio or any individual investment will perform in any predictable manner. WorthFM cannot guarantee performance and nothing in this website serves as a guarantee of performance.
The past is the past, the future is the future. Just because the Kansas City Royals won the World Series last year, does not mean they certainly will again this year.
WorthFM primarily communicates with Clients through this interactive website. At times, WorthFM may also communicate with its clients and prospective clients through email and other electronic means, such as text messaging. Your privacy and security are very important to us. WorthFM makes every effort to ensure that email communications do not contain sensitive information and request that Clients do not transmit sensitive information to us via email or text messaging, as it is generally not secure. We remind Clients and others not to send us private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.
We are happy to chat with you about anything in the site. We're also happy to email and text with you, but we'll never send your personal information through email or text.
All deposits, withrdrawals, and transfers of money must be done within the site.
WorthFM may utilize third-party websites that include social media websites, blogs and other interactive content. WorthFM considers all interactions with Clients, prospective clients and the general public on social media sites to be advertisements under the Advisers Act. As such, WorthFM will retain a copy of information that WorthFM or third parties may contribute to such sites. This information is subject to review and inspection by the Chief Compliance Officer (“CCO”) of WorthFM and is subject to inspection by the SEC.
Information provided on social media sites is provided for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product.
If you have any questions regarding our social media policies, please Contact Us.
We want everyone to benefit from WorthFM, so we use Facebook, Twitter, etc.. to connect, but we will never offer financial advice via social media.
WorthFM values the trust you place in us. We do not sell or provide your information to any non-affiliated entity, other than for the servicing of your account(s) and overall relationship with WorthFM. WorthFM may also share and also receive information from DailyWorth.com, Inc., an affiliate of WorthFM.
We respect and protect your privacy.