A financial plan is a tool for evaluating
your current financial state and making a reasonable prediction about your
future financial state.
2. What a financial plan isn't.
A financial plan isn’t a script you have to
follow. It’s a framework that helps you make clear, smart decisions about your
3. How to use your financial plan.
Your financial plan will help you see what risks
and opportunities represent your biggest and juiciest targets for action. Take
the first step! Nothing gets your net worth moving in the right direction, and
your confidence flowing, like getting started.
4. It's a full and complete picture of where you stand financially.
In order to learn about your current financial
circumstances, we’ll need you to tell us about all the ways money flows through your
household -- bank and brokerage accounts, credit cards and mortgages,
retirement plans, etc. – along with the names and ages of the people your
household finances support.
You’ll connect your financial accounts and enter details
into our online platform. Then we put it all together to give you a full and
complete picture of where you stand financially. Clarity and awareness are
You’ll be able to log in and see the impact of
the changes you’re making throughout the course of the program, too
5. Your financial plan reflects your goals, aspirations and values.
Freedom. Security. Providing for others. Making
the world a better place. What gives you pleasure? What are your personal
values? What are your hopes and dreams for the future? Using our online
platform, you’ll tell us so that we can take those into account when we make
6. What does your financial future look like?
Life moves and changes. Your financial plan helps you understand where you're headed and the actions you can take to stay on the same path... or change it. For example, you don’t know the exact date you’ll
retire, and neither do we. But we have access to a ton of rigorous and
research-backed estimates about financial performance. By combining these with the
information you give us about your current financial state, we can make a
prediction about your future.
7. What a financial plan can do for you.
Once you have a financial plan, decisions about
how to maximize your money get much easier. We’ll offer suggestions on how to
improve your current financial position, assess investment opportunities, and
align your finances with your vision for the future.
CreateWorth is a service offering of DailyWorth.com, Inc.
and its advisory affiliate, Worth Financial Management, LLC (“WorthFM”), a
registered investment advisor with the U.S. Securities and Exchange Commission
(“SEC”). Membership in CreateWorth includes engagement of WorthFM as a
financial advisor for financial planning and related services. Worth
Financial Management LLC (WorthFM). By using WorthFM’s products, including
the CreateWorth program, you accept our Client Financial Planning Agreement and